$5,000 – $30,000
1 to 5 years
We look beyond credit scores
Discounts for making payments
Buying a Car
We’re here to help. Get in control of your debts, upgrade your family home, or take a holiday escape sooner.
We are focused on helping Aussies reduce their debt load, rather than add to it.
See how our 5-step process can help you get on top of your debts
Australian household debt is growing. As a specialised online lender, we are committed to helping people get out of the debt trap.
We gather as much information as possible about your current situation. This allows us to formulate a loan solution tailored to you.
Within our group of companies, we have access to specialist debt mediators. They will negotiate with your debt providers to reduce the cost of your debt repayments.
Once your mediation is finished, we use your loan solution to pay the discounted settlement amounts to your creditors. Your accounts are finalised quickly.
All loans are rolled into one easy-to-manage loan. You will have affordable repayments, matched to the timing of your income. You now have a set timeframe to work towards clearing the debts which have been dragging you down for so long!
As you pay off your loan, we will activate automatic interest rate reductions at six months intervals. That’s right- as you develop a strong repayment history, we will help you pay off your loan even sooner.
Want more information. Talk to a finance specialist today.
We loan responsibly.
Some lenders want to give you fast, easy money, regardless of whether you can afford it. LoanU is different. We conduct careful assessments and work with you to build your credit profile. We also reward you along the way. How? It’s easy.
The above example is based on a loan of $20,000 plus an $800 establishment fee. The beginning Annual Cost Rate (ACR) is 39.00% and Annual Percentage Rate (APR) 42.19%. Over the course of the example the ACR is reduced to 21.00% and APR reduced to 23.80%. The above example assumes qualifying for all ACR (and APR) discounts by making all contracted payments and adhering to the terms and conditions of the loan. The interest and time savings are only relevant to the example above. Cost of borrowing may vary depending on your repayment history and assumes you qualify for all rate discounts in line with the terms and conditions of this product.
A New Approach to Online Lending
• We look beyond your credit score
• We take time to understand your circumstances
• We deliver responsible loans personalised for you
No Hidden Fees
• No nasty surprises
• Transparent pricing
• All fees are stated upfront
Repay your Loan Sooner
• Flexible options
• Feel free to repay your loan early
• Only a $50 administration fee to close your account
Borrow Directly from Us
• We write, approve and fund your loan
• No middlemen or fine print
• You can count on us
Get started. Talk to a finance specialist today.