Car Loans

Purchase your dream car and get moving sooner with a LoanU secured car loan.

  Secured loans between $8,000 – $50,000
  No risk fees or equalisation fees
  We look beyond credit scores to better understand your personal circumstances
  Available for cars, SUV’s, Ute’s, 4WD’s, or motorbikes 

Finding it hard to secure finance due to poor credit history? Let’s work together.  

How do online car loans work?

Finding the right car loan can be overwhelming. Here at LoanU, our car loans are designed to keep the process simple for people who have suffered from credit impairments in the past.

Our car loans also cover motorcycles, 4WD’s, and leisure vehicles such as caravans. You may not have enough savings to purchase a vehicle out-right but are in a financial position where you can afford to repay a loan in small monthly repayments.

What is a secured car loan?

Basically, the car being purchased acts as security for the loan. Since secured loans are safer for the lender and the borrower, they have better interest rates and lower fees in return. 

At LoanU, we understand that everyone’s financial situation is unique. That’s why our loan consultants take time to get to know you, your financial interests and potential before deciding on an interest rate. 

Am I eligible?

To receive a car loan from LoanU, you must meet the following criteria: 

  • Be 18 years or older

  • Be a permanent “Australian Resident” or citizen

  • Be currently employed 

  • Earn a gross annual salary of $30,000+

Best of all, you can check if you qualify without damaging your credit score today 

A New Approach to Online Lending

Some lenders want to give you fast, easy money, regardless of whether you can afford it. We conduct responsible lending assessments and work with you to rebuild your credit profile. We want to see you succeed with a tailored solution for your situation, making it easier for you to plan, budget, and move forward.     

Look Forward

• We look beyond your credit score
• We take time to understand your circumstances
• We deliver responsible loans personalised for you

No Hidden Fees

• No nasty surprises
• Transparent pricing
• All fees are stated upfront

Repay your Loan Sooner

• Flexible options
• Feel free to repay your loan early
• Only a $50 administration fee to close your account

Borrow Directly from Us

• We write, approve and fund your loan
• No middlemen or fine print
• You can count on us

Get started. Talk to a finance specialist today.

PO Box 1995,
Toowong DC, QLD, 4066