LoanU Blog
Personal finance tips, resources and news for U.
Everything you need to know about credit default listings
Simply explained – if you leave a bill of $150 or more unpaid and overdue for 60 days, chances are high that you will find a default listing on your credit report. Many Australians are in the dark as to what a credit default listing is, let...
Everything you need to know about comprehensive credit reporting (CCR)
What is Comprehensive Credit Reporting (CCR)? Comprehensive Credit Reporting is also known as positive credit reporting, as it shares more of your constructive financial history with credit bureaus, enabling lenders to make more informed...
Is a debt consolidation loan right for you?
Debt consolidation involves rolling all of your existing debts into one loan. This can be a sensible solution to reducing fees and interest, and managing your repayments. Taking out credit can be a positive thing, as it allows you to make large...
How do loans with no credit checks work?
If you’ve been applying for loans, there are a number of reasons you may have been declined. Loans with no credit checks can be a great alternative if you have a less than ideal financial history, where lenders such as LoanU take the time to...






