Receiving contact from a collection agency can be confronting, but it doesn’t have to add insult to injury. We understand that being in debt can be stressful and overwhelming, but it doesn’t have to be. It is possible to work with a debt collection agency to clear...
Entering into a part nine debt agreement is a serious life decision, but it’s important to remember that many people go on to live a financially successful life after paying off their part nine debt agreement, from owning their own home, to saving and staying out of...
Tax time is a great opportunity to evaluate your current financial situation, helping enable you to start fresh in the new financial year. Create a debt payment plan Once you have your tax return in hand, make a list of your debts. Be sure to include your creditors...
Simply explained – if you leave a bill of $150 or more unpaid and overdue for 60 days, chances are high that you will find a default listing on your credit report. Many Australians are in the dark as to what a credit default listing is, let alone the subsequent...
What is Comprehensive Credit Reporting (CCR)? Comprehensive Credit Reporting is also known as positive credit reporting, as it shares more of your constructive financial history with credit bureaus, enabling lenders to make more informed assessments. CCR shares...