Loan solutions for U.

We Understand.

Life events such as sickness, loss of employment, a marriage breakdown or circumstances outside of your control, can cause financial stress. These events may have caused you to miss payments in the past, listed defaults and judgements that have adversely affected your credit rating.  We can help you get back on track with convenient and reliable finance.

We Look Forward.

At LoanU we believe in looking beyond your credit score. We look at your future, rather than unfortunate events in your past. You can move forward, without being judged for the “black marks” on your credit report. Our goal is to help you regain control of your finances. We look at your current situation and your changing financial circumstances to create a responsible loan that works for you.

Whether you are expanding your family home or are overwhelmed with a few different debts, we can help you spring into action.

Designed to Help.

We tailor our personal loans to you. Gaining financial freedom is simple and easy with our market leading solutions.

Consolidate any number of debts

Improve your credit profile

Take charge of your finances

Be rewarded for good repayment history with our Rate Reducer loan

We lend responsibly.

Some lenders want to give you fast, easy money, regardless of whether you can afford it. LoanU is different. We conduct careful responsible lending assessments and work with you to build your credit profile. If you are approved for our Rate Reducer loan we also reward you along the way. How? It’s easy.

The above example is based on a loan of $20,000 plus an $800 establishment fee. The beginning Annual Cost Rate (ACR) is 39.00% and Annual Percentage Rate (APR) 42.19%. Over the course of the example the ACR is reduced to 21.00% and APR reduced to 23.80%. The above example assumes qualifying for all ACR (and APR) discounts by making all contracted payments and adhering to the terms and conditions of the loan. The interest and time savings are only relevant to the example above. Cost of borrowing may vary depending on your repayment history and assumes you qualify for all rate discounts in line with the terms and conditions of this product.

Why LoanU?

Look Forward

• We look beyond your credit score
• We take time to understand your circumstances
• We deliver responsible loans personalised for you

No Hidden Fees

• No nasty surprises
• Transparent pricing
• All fees are stated upfront

Repay your Loan Sooner

• Flexible options
• Feel free to repay your loan early
• Only a $50 administration fee to close your account

Borrow Directly from Us

• We write, approve and fund your loan
• No middlemen or fine print
• You can count on us

Get started. Talk to a finance specialist today.


PO Box 1995,
Toowong DC, QLD, 4066